15% will be due on the day of the purchase and the remainder will be due at the confirmation of the sale, which is approximately 30 days after the date of sale. A disclaimer will be read and the buyer will be required to sign that relieves the Sheriff and appraising agents of liabilities of hazards, or past due bills. It is the responsibility of the buyer to look into these matters before the sale date. Bidding starts at two-thirds of the appraised value.